Life / Total & Permanent Disability (TPD) Insurance
We like to think ‘it will never happen to us’. But the reality is, some of us will pass on sooner than expected or be struck down with a life threatening injury or serious disability.
Should misfortune occur could your loved ones survive without you? How would you cope with the piling medical expenses and treatment costs? Or keep up with mortgage repayments and monthly bills?
Should you find yourself in any one of these circumstances the ramifications can be extremely difficult for you and your loved ones. An appropriate level of cover for your specific needs can be determined by DBJ and Associates with their in-depth assessment of your specific medical history and place in life.
Life Cover pays a lump sum amount in the event of your death – helping protect your loved ones’ lifestyle and future.
Critical Illness Cover pays an agreed lump sum benefit in the event of a listed serious illness.
TPD Cover provides a tax-free lump sum payment if you become disabled to the point where you can no longer work.
Death and critical illness are difficult times for all concerned, whilst insurance can’t change the outcome, it can alleviate the unnecessary stress on top of the already emotional and tragic circumstances.
Intercorp Financial Services has a referral agreement with David Bushe-Jones of DBJ & Associates for DBJ to supply Intercorp’s clients with competitive and appropriate life, TPD and Critical Illness insurance products.
DBJ and Associates work closely with you and your family to ensure this delicate subject is handled professionally and diligently. They will engage industry partner professionals such as accountants and lawyers should they be required to ensure all facets are taken into account and more importantly, to ensure peace of mind for you and your loved ones.
With over 20 years’ experience in the financial services arena, DBJ & Associates take pride in their ability to form long term, open and honest relationships with their clients.