Home Loan Repayment Calculator
Basic Loan Repayments
A simple calculator to compare 4 loan scenarios: 2 different interest rates and 2 different terms
Easy to Use Home Loan Calculator in Perth
Compare Options with a Home Loans Calculator in Australia
Bi-Monthly Repayments
Some people choose to pay half of their monthly repayment each fortnight. This in effect gives you an extra repayment every year. You'll be surprised how much time and interest you can save.
Comparison Rate
This comparison rate is designed to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and fees and expresses all these costs in one rate
Complete Loan Comparison
Compare two different loans with honeymoon rates, upfront fees, monthly fees and discharge fees
Extra Repayments
See how much money you can save when you make extra repayments throughout your loan. How many years can you cut off?
How Long to Repay?
Set the amount you'd like to pay per period and calculate how long it takes to pay off your loan.
How Much Can I Borrow?
Find out the amount you may be able to borrow based on your income, expenses and number of dependants
Lump Sum Payment
What will be the effect on your loan if you pay off a lump sum. The sooner you pay it the more you can save
Mortgage Offset
A Mortgage Offset loan has linked account with a credit balance that can help reduce the interest and time taken to pay off your loan.
P & I / Interest Only
Dual calculator that shows a Principal & Interest loan or just an Interest Only loan
Remaining Balance
Find out the amount you may be able to borrow based on your income, expenses and number of dependants
Reverse Mortgage
Check out the exact amount remaining on your loan at any given year.
Stamp Duty
Stamp duty, Mortgage Registration Fees and Transfer Fees in each of the states and territories
Split Loan
A split loan will allow you to fix a percentage of your loan over a period of time. Part of the loan will be at a fixed rate, the other part at a variable rate
What Can I Afford To Borrow?
Using what you are currently spending on rent and other surplus cash, your borrowing amount is based on what you can physically afford to pay towards a loan
